Making Money Work For Society
We campaign for a money system that enables a fair, sustainable, and democratic economy.
Our Money Academy
Beginner
Videos
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The
Basics
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The
Issues
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Advanced
Content
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Intermediate
Videos
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Beginner Videos
What Is Money?
We all use money. We need it to buy things and pay our bills. We work hard to earn it. We save it for retirement or a rainy day. We all rely on money, so why don’t we know how money works and where it comes from?
The Basics
Learn more about such issues as why money is valuable and how it is created.
Why Money
Is Valuable
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Our
Proposals
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Our
Influences
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The Issues
Understand the consequences that arise due to the systemic instability of our current money system.
Jobs and Businesses
Both a job guarantee and the restriction of the private allocation of public funds to public interest uses would yield significant advantages in this area. The game of musical chairs that our current…
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Taxes and Public Spending
So does learning that banks and other financial institutions create our money when they make loans, and that this money is essentially public in nature. These insights call on us to do nothing less…
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Inequality
The current money system transfers a massive amount of wealth from the general public to the banks, essentially as a backdoor subsidy. This significantly and needlessly increases economic…
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Democracy
It is widely known that Americans across the political spectrum cherish the idea of democracy, and yet often believe our government does not truly represent them. However, the connection between…
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Private Debt
Under the current system, much of our money is created by banks when they make loans. This leaves us all stuck under a mountain of credit card debt, mortgages, and car loans…
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The Environment
We face a diverse array of major environmental challenges that are expected to intensify over the coming decades. In facing these challenges we are handicapped by a variety of constraints imposed…
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Recessions and Crises
The current monetary system is a major cause of our economy’s instability and all the economic dysfunction and hardship that results from it. It both encourages the inflation of bubbles and contributes…
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Advanced Content
Explore deeper issues such as the money multiplier and how banks become insolvent.
Three Types
of Money
Introduction to
Balance Sheets
How the Central Bank
Creates Money
How Commercial
Banks Create Money
How Do Banks
Become Insolvent?
How Payments
Are Made
How Money is
Destroyed
Money Creation
Through Pubic
Spending
The Money Multiplier
and Other Myths
About Banking
Forms of
Public Money