Making Money Work For Society

We campaign for a money system that enables a fair, sustainable, and democratic economy.

Our Money Academy

Beginner

Videos

 

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The

Basics

 

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The

Issues

 

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Advanced

Content

 

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Intermediate

Videos

 

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Beginner Videos

What Is Money?

We all use money. We need it to buy things and pay our bills. We work hard to earn it. We save it for retirement or a rainy day. We all rely on money, so why don’t we know how money works and where it comes from?

The Basics

Learn more about such issues as why money is valuable and how it is created.

The

Problem

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How Public Spending

Creates Money

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Why Money

Is Valuable

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Our

Proposals

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Our

Influences

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The Issues

Understand the consequences that arise due to the systemic instability of our current money system.

Jobs and Businesses

Both a job guarantee and the restriction of the private allocation of public funds to public interest uses would yield significant advantages in this area. The game of musical chairs that our current…

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Taxes and Public Spending

So does learning that banks and other financial institutions create our money when they make loans, and that this money is essentially public in nature. These insights call on us to do nothing less…

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Inequality

The current money system transfers a massive amount of wealth from the general public to the banks, essentially as a backdoor subsidy. This significantly and needlessly increases economic…

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Democracy

It is widely known that Americans across the political spectrum cherish the idea of democracy, and yet often believe our government does not truly represent them. However, the connection between…

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Private Debt

Under the current system, much of our money is created by banks when they make loans. This leaves us all stuck under a mountain of credit card debt, mortgages, and car loans…

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The Environment

We face a diverse array of major environmental challenges that are expected to intensify over the coming decades. In facing these challenges we are handicapped by a variety of constraints imposed…

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Recessions and Crises

The current monetary system is a major cause of our economy’s instability and all the economic dysfunction and hardship that results from it. It both encourages the inflation of bubbles and contributes…

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Advanced Content

Explore deeper issues such as the money multiplier and how banks become insolvent.

Three Types

of Money

Introduction to

Balance Sheets

How the Central Bank

Creates Money

How Commercial

Banks Create Money

How Do Banks

Become Insolvent?

How Payments

Are Made

How Money is

Destroyed

Money Creation

Through Pubic

Spending

The Money Multiplier

and Other Myths

About Banking

Forms of

Public Money

Intermediate Videos

Misconceptions Around Banking

We all use money. We need it to buy things and pay our bills. We work hard to earn it. We save it for retirement or a rainy day. We all rely on money, so why don’t we know how money works and where it comes from?